American Express Optima Card Reviews

Earn 130,000 bonus points after you spend $2,000 in purchases on the hilton honors business card in the first 3 months of card membership. That includes various credits and enrollment in airport lounge and hotel programs that help you save money and make traveling a breeze.

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American express service has gone completely downhill!

American express optima card reviews. Cardholders who dont mind paying an annual fee can also opt for the american express everyday preferred card. Available exclusively by invitation, this card is designed to help improve your credit and is only offered if youve defaulted and settled your balance on another amex card. You wont find any rewards, perks, or special benefits, and it comes with a $49 annual fee.

From what i read online in other forums for people in similar situations but with different card offers. I have a fossil american express optima platinum card (not to be confused with the platinum charge card) that i have had for 12 years. So i'll be paying an old charge off on my amex gold card, and applying for the optima with a cl of $700.

The optima platinum card offers some of american express' most extraordinary benefits. Plus, you can earn an additional 50,000 hilton honors bonus points after you spend a total of. For its high annual fee, youll get access to an equivalently strong benefits package.

The american express gold card is one option and known as one of the best american express credit cards. One way to estimate what credit limit you might get on an american express card is to read customer reviews of the card. But, i needed a card to carry a balance, and the 15% interest rate on the spg card wasn't going to cut it.

But for the fee, you unlock a higher rewards rate of 3. The card has no annual fee, and comes with a competitive 0.00% apr for the first 6 months of cardmembership, and then prime plus 6.00%. Can anyone share their info/experiences with the amex optima oasis card?

Ive already given a full review of the card, but as a reminder, for the cards $49 annual fee you get several benefits including automatic platinum status, 10% rebate on award stays and a free night certificate (now good at hotels. The only point i do not like is that you cannot collect points/miles. Although the optima platinum card has officially been discontinued for years now, its rumored that amex will still invite people to apply for the card if another of their amex credit accounts has been charged off.

For a steep price, the original premium card gives you 5x points on certain flights and hotel stays, hundreds of dollars a. I am very happy with this card. Theres more benefits on this card than you can shake a skinny margarita at:

There is just a pre limit setting and there are no hidden fees etc. It's a card with no annual fee and. And i had the gold card before and amex took my 37000points when i couldn pay the card on time.

Amex discontinued the entire optima line a few years ago; Those who had this card have been allowed to keep it. This month american express sent me an offer titled regain membership card called an optima card.

In this video i will be doing a am. While the american express gold card doesnt come with all the extra travel benefits, it can still give you the opportunity to cash in on membership rewards points and statement credits for a much lower fee. Also, they started declining transactions whenever they feel like it.

Something tells me you pay the balance and most don't get it which is like bait to try to get you to pay Earn up to 180,000 hilton honors bonus points. As of 12/18/18 i just recieved an offer for amex optima card.

(must watch) the american express optima credit card is an amex exclusive secret credit card for those with bad credit! Back in late 70s when when i purchased a house i canceled my amex due to the yearly fee ( i recall $75) a few years later i started checking my fico score and there was an active but apparently dormant amex card number still listed in my file, so i called to inquire (with a great fico score over 800 btw) an amex rep offered me the optima blue and white with no fee. This is very dissapointing !

The platinum card from american express average cardholder has a great credit score. American express optima platinum card autoconverted to everyday. The card has a 25 day grace period, and the option to pay over time.

Did some research online and this card has almost no information available on american express website or the web in general. Find out how to improve your odds. Platinum card from american express benefits.

But credit requirements may not be as tough as you think. The amex everyday is not the only american express card that earns membership rewards on u.s. I did receive the american express optima card as well.

The american express optima platinum card was the first amex credit card to give cardholders the option to carry a balance when it launched in 1987. Unlike the everyday, the everyday preferred card charges a $95 annual fee. People will often post what limit they received, sometimes with their credit score and income.

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American Express Optima Card - Credit Card Insider